Visa® Student

Independence Starts Here

Every student should learn financial responsibility, and building a positive credit history is vital to a financially secure lifestyle. SCCU's Visa Student Card is designed to help students establish credit while safeguarding them during the transition to adulthood.

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Product Features

Free 2Way Text Fraud Alerts
Contactless Payments
Free Card Controls to Manage Card Usage in the SCCU Mobile App
Free FICO^® Score
ID Navigator Powered by NortonLifeLock⁴⁶
Low Variable Rates
No Annual Fee
No Balance Transfer Fee
No Cash Advance Fee
Roadside Assistance
Visa Account Updater – Auto update card information with participating merchants
Visa Zero Liability Protection¹⁴
Digital Wallet Payment Options

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More Credit Card Options

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Terms & Fees
APR* for Purchases	As low as 18.00% APR* (Rates based on creditworthiness.)
APR* for Balance Transfers	As low as 18.00% APR* (Rates based on creditworthiness.)
APR* for Cash Advances	As low as 18.00% APR* (Rates based on creditworthiness.)
Annual Fee	$0
Cash Advance Fee	$0
Balance Transfer Fee	$0
International Transaction Fee	1% of the converted transaction amount
Other Fees	Late Payment Fee: up to $27
Minimum Finance Charge	$0.50
Age Limit	Must be between the ages of 15 and 18
Begins with a low line of credit and then increase as needs change	Yes
Co-Signer Needed	Yes
Regular savings account can be used as collateral for the credit line	Yes
Requires a joint account holder who is a parent or legal guardian	Yes

Quick Links

See our Consumer Credit Card Agreement and Application Solicitation Disclosure.